Health Insurance with Federal Financial Help

Open Enrollment for the Health Insurance Marketplace is November 1, 2016 – January 31, 2017

 

Health insurance helps you pay for medical care and prescription medicines when you are sick or hurt. It also pays for preventive care, like check-ups and vaccines to keep you healthy.

There may be things about health insurance that are not familiar to you and could cost you extra money, if you’re not careful.  Most people know that they must pay a monthly premium to keep their health insurance coverage. Many people don’t know that there are often costs to use the insurance. Learn about the cost of using your health insurance.

This short video also explains insurance concepts, like deductibles and provider networks. It also explains how individuals pay for coverage and get medical care and prescription drugs using their health insurance.

Virginians can purchase health insurance on the federal Health Insurance Marketplace between November 1, 2016 and January 31, 2017. In limited special circumstances, you may purchase health insurance after January 31, 2017.  Learn more about Special Enrollment.

Individuals and families living in households with incomes between 100% and 400% of the Federal Poverty Level (FPL) are eligible for financial help to lower the cost of health insurance.  People with household incomes between 100% and 250% FPL are eligible for financial help with co-pays and other out-of-pocket costs related to using health insurance. Learn more about financial help available to buy health insurance on the Marketplace or see if you might be eligible for a discount.

Next, you’ve got to select the right plan for you. Click here to learn How to Pick a Health Insurance Plan.