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The Healthy Communities Loan Fund (HCLF) process starts when you contact VHCF to inquire about the program. Click here to view the application materials.
Once your HCLF application and supporting documentation have
been received, HCLF staff will contact you to confirm receipt and advise you on the loan approval process.
The HCLF Loan Advisory Group reviews each application for the following:
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Is the applicant a licensed provider in good standing with their professional board in Virginia? |
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Will the money requested be used to open, maintain or expand a practice? |
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Is this practice in an area designated as a medically underserved area/ health professional shortage area? |
If the Loan Advisory Group's vote is favorable, HCLF will forward your loan packet to the BB&T business banker in your area who will contact you and begin the customary BB&T underwriting process.
BB&T is actively involved in every Loan Fund application and makes the final decision on all loan requests. |
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| Westmoreland Medical Center |
Funding from VHCF has helped the Westmoreland Medical Center grow and flourish in the past 10 years, providing the residents of Westmoreland County with a medical home. An initial VHCF grant, in 1996, helped establish the medical center, located in Montross. A second grant, in 2002, allowed the facility to add a dental clinic. The most recent funding from VHCF enabled the center to add additional physicians and expand to include evening hours for medical care.
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