Health Insurance (including Children’s Health Insurance)

If you’re uninsured, you’re not alone.  747,000 Virginians under age 65 do not have health insurance.  There’s help if you can’t afford it or can’t pay for needed medical care.

What kind of help is there?  

There are two kinds of help for uninsured Virginians:  government-sponsored health insurance or free or reduced cost care.

Find out more about these programs and services by clicking on the links below:

  • Health Insurance with Federal Financial Help  Virginians can only buy health insurance on the Health Insurance Marketplace for 2018 from November 1 to December 15, 2017.  Eligible individuals can get financial help to make health insurance more affordable. Click here for what you need to know about health insurance.
  • State-sponsored Health Insurance (the FAMIS programs and Medicaid)  Virginia has health insurance programs for eligible children; pregnant women; people who are aged, blind or disabled; adults with serious mental illness (SMI) and, eligible parents or other family members who are the child’s caretaker. These programs have no enrollment costs and no monthly premiums for this health insurance.
  • Free and Reduced Cost Medical Care at a “Health Safety Net Organization”  You may be able to receive free or reduced cost medical care and prescription medicines at your local free clinic or community health center. At some sites, you may be able to obtain dental care or get help with mental health services, too.

Note:  The cost of buying and using health insurance (paying co-pays and deductibles) may be too much for people who live in households earning 100% to 200% of the Federal Poverty Level and have one or more chronic diseases (like asthma or diabetes) that require several prescription medicines and regular doctor visits.  If this sounds like you or a family member, contact your local health safety net organization to talk about your situation.